Debt-to-income ratio — A debt to income ratio (often abbreviated DTI) is the percentage of a consumer s monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include certain taxes, fees, and insurance… … Wikipedia
Front-End Debt-to-Income Ratio - DTI — A variation of the debt to income ratio (DTI) that calculates how much of a person s gross income is going towards housing costs. If a homeowner has a mortgage, the front end DTI ratio is usually calculated as housing expenses (such as mortgage… … Investment dictionary
Debt-To-Income Ratio - DTI — A personal finance measure that compares an individual s debt payments to the income he or she generates. This measure is important in the lending industry as it gives lenders an idea of how likely it is that the borrower will repay the loan. The … Investment dictionary
Debt service coverage ratio — The debt service coverage ratio (DSCR), also known as debt coverage ratio, is the ratio of cash available for debt servicing to interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity s (person or… … Wikipedia
Debt-to-capital ratio — A company s debt to capital ratio or D/C ratio is the ratio of its total debt to its total capital, its debt and equity combined. The ratio measures a company s capital structure, financial solvency, and degree of leverage, at a particular point… … Wikipedia
Debt-service coverage ratio — Earnings before interest and income taxes plus one third rental charges, divided by interest expense plus one third rental charges plus the quantity of principal repayments divided by one minus the tax rate. The New York Times Financial Glossary… … Financial and business terms
debt-service coverage ratio — earnings before interest and income taxes, divided by interest expense plus the quantity of principal repayments divided by one minus the tax rate. Bloomberg Financial Dictionary * * * debt service coverage ratio UK US noun [C] (ABBREVIATION… … Financial and business terms
Debt-Service Coverage Ratio - DSCR — In corporate finance, it is the amount of cash flow available to meet annual interest and principal payments on debt, including sinking fund payments. In government finance, it is the amount of export earnings needed to meet annual interest and… … Investment dictionary
debt service coverage ratio — A simple comparison of the cash available to make principal and interest payments to the bank or to bond holders with the amount of those required principal and interest payments. Debt service coverage is expressed as a ratio with the annual net… … Financial and business terms
Debt deflation — is a theory of economic cycles, which holds that recessions and depressions are due to the overall level of debt shrinking (deflating): the credit cycle is the cause of the economic cycle. The theory was developed by Irving Fisher following the… … Wikipedia
