credit reference agency

credit reference agency
A credit reference agency is a business, which collects information on the financial standing of individuals with the specific intention of making the information available to others. A licence under the Consumer Credit Act 1974 is required if the information is made available to third parties.

Easyform Glossary of Law Terms. — UK law terms.

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  • credit reference agency — UK US noun [C] UK FINANCE ► CREDIT BUREAU(Cf. ↑credit bureau) …   Financial and business terms

  • credit-reference agency — noun An organization that specializes in providing credit ratings • • • Main Entry: ↑credit …   Useful english dictionary

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  • credit-reference agency — / kredɪt ˌrefər(ə)ns ˌeɪdʒənsi/ noun a company used by businesses and banks to assess the creditworthiness of people …   Dictionary of banking and finance

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  • Credit Reference — A credit reference can be a report from a credit agency for either a business or an individual. The term can also be used to mean a letter from a bank or other financial institution with whom a company has done business, confirming to third party …   Investment dictionary

  • Credit repair software — enables consumers to correct errors and inaccurate information in their credit reports and to boost their Credit score. In compliance with laws protecting consumers, including the Fair Credit Reporting Act, several companies have introduced… …   Wikipedia

  • Credit bureau — A credit bureau (United States), or credit reference agency (United Kingdom) is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. It is an organization …   Wikipedia

  • Credit history — This article deals with the general concept of the term credit history. For detailed information about the same topic in the United States, see Credit score (United States). Credit history or credit report is, in many countries, a record of an… …   Wikipedia

  • Credit card — Personal finance Credit and debt Pawnbroker Student loan Employment contract Salary Wage Empl …   Wikipedia

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