total disability

total disability
to·tal disability n: a degree of disability considered sufficient (as according to statute or in an insurance policy) to make one unable to engage in gainful work

Merriam-Webster’s Dictionary of Law. . 1996.

total disability
n.
A person’s inability, due to physical or mental affliction, to perform any work that he or she is qualified to do and that is available in the community.

The Essential Law Dictionary. — Sphinx Publishing, An imprint of Sourcebooks, Inc. . 2008.


total disability
n. As interpreted in the insurance industry, the inability of a person to perform the needed duties of the occupation for which he is qualified by training or experience. Total helplessness or absolute physical disability is not requisite for being classified as totally disabled.

Webster's New World Law Dictionary. . 2000.

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Look at other dictionaries:

  • total disability — As an occurrence insured against, such a disability as renders the insured unable to perform all the substantial and material acts necessary to the prosecution of his trade, business, or occupation in a customary and usual manner, irrespective of …   Ballentine's law dictionary

  • total disability — noun : incapacity to perform the duties of any substantially gainful occupation either permanently or temporarily due to accident or illness compare partial disability, temporary total disability …   Useful english dictionary

  • total disability — total disadvantage, clear inferiority, one hundred percent unable …   English contemporary dictionary

  • total disability clause — A clause in a health or accident policy, sometimes in a life insurance policy, providing for the payment of benefits in the event of the occurrence of the total disability of the insured. 29A Am J Rev ed Ins § 1504. A provision in a life… …   Ballentine's law dictionary

  • total disability for work — Such disability as incapacitates one from performing the usual tasks of a workman in such a manner as to enable him to procure and retain employment. Anno: 67 ALR 786. <b></b>See total disability; total loss of business time …   Ballentine's law dictionary

  • disability — dis·abil·i·ty n pl ties 1: inability to pursue an occupation because of a physical or mental impairment; specif: inability to engage in any substantial gainful activity because of a medically determinable physical or mental impairment that can be …   Law dictionary

  • temporary total disability — noun : disability resulting from an injury that temporarily destroys a worker s earning capacity …   Useful english dictionary

  • disability — The want of legal capability to perform an act. Term is generally used to indicate an incapacity for the full enjoyment of ordinary legal rights; thus, persons under age, insane persons, and convicts are said to be under legal disability.… …   Black's law dictionary

  • disability — The want of legal capability to perform an act. Term is generally used to indicate an incapacity for the full enjoyment of ordinary legal rights; thus, persons under age, insane persons, and convicts are said to be under legal disability.… …   Black's law dictionary

  • disability — A deprivation of ability; a state of being disabled. Miller v American Mut. Acci. Ins. Co. 92 Tenn 167, 21 SW 39. Want of competent power, strength, or physical ability; weakness; incapacity; impotence. Hill v Travelers Ins. Co. 146 Iowa 133, 124 …   Ballentine's law dictionary

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