Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… … Wikipedia
predatory lending — UK US noun [U] ► FINANCE the activity of making loans with very high interest rates: »Concerns about predatory lending led to a Federal law that increased protections on high cost loans … Financial and business terms
Predatory Lending — Unscrupulous actions carried out by a lender to entice, induce and/or assist a borrower in taking a mortgage that carries high fees, a high interest rate, strips the borrower of equity, or places the borrower in a lower credit rated loan to the… … Investment dictionary
lending — An example of a carry (See carrying) which takes place on the LME, this is the sale of near dated futures and purchases of longer dated futures. On other markets such an intramarket spread trade it is known as selling the spread . Dresdner… … Financial and business terms
Americans for Fairness in Lending — (AFFIL) is a non profit organization designed to draw national attention to the unregulated lending industry in America. AFFIL’s ultimate goal is government regulation of the lending industry to protect American consumers from financial products… … Wikipedia
Person-to-person lending — (also known as peer to peer lending, peer to peer investing, and social lending; abbreviated frequently as P2P lending) is a certain breed of financial transaction (primarily lending and borrowing, though other more complicated transactions can… … Wikipedia
anti-predatory — UK US adjective ► intended to prevent money from being lent at very high interest rates, in a way that is unfair: »The government wants to stop abuses in the money lending business and voted for an anti predatory lending law … Financial and business terms
Community Reinvestment Act — The Community Reinvestment Act (CRA, Pub.L. 95 128, title VIII of the Housing and Community Development Act of 1977, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial… … Wikipedia
Late-2000s financial crisis — The TED spread (in red) increased significantly during the financial crisis, reflecting an increase in perceived credit risk … Wikipedia
Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions … Wikipedia
