bank

bank: bank /'baŋk/ n: an organization for the custody, loan, or exchange of money, for the extension of credit, and for facilitating the transmission of funds

branch bank: a banking facility that is a separate but dependent part of a chartered bank; esp: a facility that performs some banking functions and is separate from a main office

bridge bank: a national bank that is chartered for a limited time to operate an insolvent bank until it is sold

central bank: a national bank that establishes monetary and fiscal policy and controls the money supply and interest rate

collecting bank: a bank other than the payor bank that is handling for collection a negotiable instrument or a promise or order to pay money

commercial bank: a bank organized chiefly to handle the everyday financial transactions of businesses (as through deposit accounts and commercial loans)

cooperative bank: an association (as a credit union) owned by and offering banking services for its members; specif: savings and loan association

depositary bank: the first bank to take a negotiable instrument or promise or order to pay money unless the instrument, promise, or order is presented for immediate payment over the counter

federal land bank: a land bank that is under federal charter and regulated by the Farm Credit Administration

Federal Re·serve bank: one of 12 central banks set up under the Federal Reserve Act to hold reserves for and extend credit to affiliated banks in their respective districts

intermediary bank: a bank other than the depositary or payor bank to which a negotiable instrument or promise or order to pay is transferred in the course of collection

land bank

1: a bank that provides financing for land development and farm mortgages esp. by issuing stock see also federal land bank in this entry

2: a trust that holds land for purposes of preservation or conservation

national bank: a bank operating under federal charter and supervision

nonbank bank: a financial organization (as a branch of an out-of-state bank) that either accepts demand deposits or makes commercial loans

payor bank: a bank that is the drawee of a draft

presenting bank: a bank other than a payor bank that presents a negotiable instrument or promise or order to pay money

sav·ings bank: a bank organized to hold depositors' funds in interest-bearing accounts and to make long-term investments (as in home mortgage loans)

state bank: a bank operating under state charter and law

bank·er /'baŋ-kər/ n

bank: I noun bursary, cash box, coffer, depository, monetary reservoir, money box, pecuniary resource, promptuary, public treasury, repository, reserve, safe, safe-deposit vault, storehouse, strongroom, till, vault associated concepts: bank account, bank bill, bank certificate, bank check, bank collections, bank deposit, bank draft, bank examiner, bank money order, bank note, bank of deposit, bank of issue, bank robber, bank stock, bank transaction, bank withdrawal, bankbook, banker's acceptance, bankers lien, banking hours, banking powers, banking privileges, commercial bank, savings bank II index coffer, deposit (submit to a bank), edge (border), fund, garner, hoard, keep (shelter), margin (outside limit), pool, repository, reserve, store, treasury

bank: n.
A financial institution that holds money for customers, invests it to earn interest, lends money at interest, issues promissory notes, handles trusts, deals in negotiable securities, and performs other financial services.

bank: An officially chartered institution empowered to receive deposits, make loans, and provide checking and savings account services. In the United States, banks are organized under federal or state regulations. Banks receive funds for loans from the Federal Reserve System provided they meet established requirements. Most banks are "commercial" banks with broad powers. Savings and loan associations perform some banking services but are not full-service commercial banks and lack strict regulation. Compare: credit union

Category: Personal Finance & Retirement

bank: n. A financial institution, whether incorporated or not, with a substantial portion of its business consisting of receiving deposits and maintaining savings accounts and checking accounts. Most also issue loans and credit, exchange currencies, transmit funds, and deal in negotiable bonds and securities issued by corporations and the government.

@ commercial bank

A bank, often organized as a public corporation, that offers the broadest range of services allowed by law, but that is required to keep a larger percentage of its deposits on reserve than is required of savings and loan associations and savings banks.

=>> bank.

@ savings and loan association

A financial institution, often organized and operated like a bank, with a primary purpose to make loans so that individuals can purchase or construct homes, but that also provide various banking services.

See also building and loan association.

=>> bank.

@ savings bank

A bank that receives deposits, maintains savings accounts (from which funds can usually be withdrawn only after a set period of time or advance notice), pays interest on them at usually higher rates than commercial banks, and makes certain loans. However, a savings bank cannot maintain checking accounts and is allowed to invest only in certain types of corporate and government bonds and securities.

=>> bank.
@

bank: n.

1) an officially chartered institution empowered to receive deposits, make loans, and provide checking and savings account services, all at a profit. In the United States banks must be organized under strict requirements by either the federal or a state government. Banks receive funds for loans from the Federal Reserve System provided they meet safe standards of operation and have sufficient financial reserves. Bank accounts are insured up to $100,000 per account by the Federal Deposit Insurance Corporation. Most banks are so-called "commercial" banks with broad powers. In the east and midwest there are some "savings" banks which are basically mutual banks owned by the depositors, concentrate on savings accounts, and place their funds in such safe investments as government bonds. Savings and loan associations have been allowed to perform some banking services under so-called deregulation in 1981, but are not full-service commercial banks and lack strict regulation. Mortgage loan brokers and thrift institutions (often industrial loan companies) are not banks and do not have insurance and governmental control. Severe losses to customers of these institutions have occurred in times of economic contraction or due to insider profiteering or outright fraud. Credit unions are not banks, but are fairly safe since they are operated by the members of the industry, union or profession of the depositors and borrowers.

2) a group of judges sitting together as an appeals court, referred to as "in bank" or "en banc."

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Synonyms:

Mound, knoll, rising ground, heap, pile, tumulus, dike, Embank, dike, surround with a bank / Shore, brim, brink, margin, marge, border, bound, rim, rivage, Deposit (in the bank), lay up, put in the bank, Have one's account, keep one's funds, conduct one's business, do banking, make one's transactions / Shoal, shallow, bar, sandbank, syrtis / Bench, thwart, beam, rowing-beam / Row, tier, course / Banking-house, banker's (one's), the money-lender's, the usurer's

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Bank [2] — Bank (Hdlgsw.), eine auf Rechnung mehrerer Personen od. des Staates errichtete Anstalt, welche mit Geld Geschäfte macht, d.h. gegen Hinterlegung von Geld, Werthpapieren od. werthvollen Gegenständen od. auch gegen Bürgschaft Credit gewährt, den… … Pierer's Universal-Lexikon
Bank — [bæŋk] noun BANKING ORGANIZATIONS The Bank the Bank of England, Britain s central bank: • The Bank is worried that strong demand for labour could lead to higher wages and prices. * * * Ⅰ … Financial and business terms
bank — bank; bank·man; bank·roll·er; bank·rupt·cy; bank·sku·ta; can·ta·bank; em·bank; em·bank·ment; in·ter·bank; maas·bank·er; moun·te·bank·ery; bank·a·ble; bank·rupt; moun·te·bank; non·bank; bank·abil·i·ty; bank·skoi·te; hand·bank·er; sal·tim·bank; … English syllables
bank — bank1 [baŋk] n. [ME banke < MFr banque < OIt banca, orig., table, moneylenders exchange table < OHG bank, bench: see BANK2] 1. an establishment for receiving, keeping, lending, or, sometimes, issuing money, and making easier the exchange … English World dictionary
Bank — Bank, n. [F. banque, It. banca, orig. bench, table, counter, of German origin, and akin to E. bench; cf. G. bank bench, OHG. banch. See {Bench}, and cf. {Banco}, {Beach}.] 1. An establishment for the custody, loan, exchange, or issue, of money,… … The Collaborative International Dictionary of English
Bank — (b[a^][ng]k), n. [OE. banke; akin to E. bench, and prob. of Scand. origin; cf. Icel. bakki. See {Bench}.] 1. A mound, pile, or ridge of earth, raised above the surrounding level; hence, anything shaped like a mound or ridge of earth; as, a bank… … The Collaborative International Dictionary of English
bank — baŋk n a place where something is held available <data bank> esp a depot for the collection and storage of a biological product of human origin for medical use <a sperm bank> <an eye bank> see BLOOD BANK * * * (bangk) a stored… … Medical dictionary
bank — Ⅰ. bank [1] ► NOUN 1) the land alongside or sloping down to a river or lake. 2) a long, raised mound or mass: mud banks. 3) a set of similar things grouped together in rows. ► VERB 1) heap or form into a mass or mound. 2) … English terms dictionary
bank — {{/stl 13}}{{stl 8}}rz. mnż IIa, D. u {{/stl 8}}{{stl 20}} {{/stl 20}}{{stl 12}}1. {{/stl 12}}{{stl 7}} instytucja zajmująca się obrotem pieniędzmi: przyjmowaniem wkładów i wypłacaniem odsetek, udzielaniem kredytów, emisją banknotów,… … Langenscheidt Polski wyjaśnień
Bank — Bank, v. t. [imp. & p. p. {Banked}(b[a^][ng]kt); p. pr. & vb. n. {Banking}.] 1. To raise a mound or dike about; to inclose, defend, or fortify with a bank; to embank. Banked well with earth. Holland. [1913 Webster] 2. To heap or pile up; as, to… … The Collaborative International Dictionary of English

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